Every homeowner across the country faces different climate and weather risks. The latest release of HomeZada’s Ai allows each user to get an overall assessment of multiple weather risks based on their unique property address. The risk assessment provides a prioritized list based on the likelihood of the weather event happening along with a description of how your home could be damaged as a result.
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Consider your home a big investment, like a really expensive car. Just like you need insurance for your car, your home needs protection, too. There are two main ways to protect your home: Home Warranties and Home Insurance. They might sound similar, but they’re pretty different. Let’s break it down in simple terms so you can figure out what’s best for your house.
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Reviewing your homeowners’ insurance policy may not be at the forefront of your mind as the holidays approach. However, taking the time to check it is a good idea. By doing so, you can ensure that you have the coverage you need.
According to a Bankrate article, a standard home insurance policy will cover some holiday-related incidents but not all. Double-check your liability limits if you plan to host people at your home.
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Homeowner’s insurance is a “necessary evil” that comes with owning a home, especially if you have a mortgage.
You pay it every year, either as part of your mortgage or when the bill comes in the mail. But, God forbid, if you were to have a loss, would your policy be enough to cover what happened?
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Compared to all the time and effort that goes into buying a house or apartment, many homeowners tend to leave the question of insurance on the backburner. However, picking the right kind of coverage is crucial for safeguarding your assets in the case of a major disaster or burglary.
Additionally, if you’re going to be taking out a loan to purchase your new home, mortgage companies will require you to have some form of coverage.
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