How a Home Inventory Helps with an Insurance Claim

Insurance Claim

According to the Insurance Information Institute (III), home insurance companies pay more than $150 billion each year in claims from policyholders. These claims are for damages caused by fires, tornadoes, robberies, dog bites, falls and other covered events. Having a home inventory makes sure you won’t get shortchanged if you need to tap into part of that $150 billion. Here are four reasons why a home inventory helps with an insurance claim.

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Cooling your Home for Summer

Cooling your Home

Depending on where you live, the heat can have a negative effect on your comfort. When summer hits, many use their air conditioning units to address heat. Taking care of your air conditioning unit is important to ensure that it is working properly.

Benefit of Regular Maintenance

Regular maintenance on your units from checking, replacing or cleaning filters, and external cleaning of the condenser and evaporator. Also checking the tubing functionality, checking fans and blowers, or checking for leaks is important to ensure that your air conditioning unit runs properly. These checks are important to ensure your units work when cooling your home. And these checks will ensure your units are available when the hot weather hits.

Also check to make sure shrubs around the units are not intrusive to the units functionality. Local air conditioning companies can help you with these diagnostics checks and parts replacement if need be. These organizations can also check the furnaces associated with the units. By staying on top of the operational functionality of your units, you will also maximize efficiency in your energy bills. Not to mention your equipment working longer.

Air Conditioning Alternatives

If you live in an area that does not fully require air conditioning, opening your windows creates good air flow when cooling your home. Running ceiling fans or table fans around you home can help with air circulation in addition to keeping your home cool. Trees in strategic locations, awnings or patio covers, and covered porches are also techniques to heat management. If you have installed a whole house fan, this is a great way for bringing cool air into your home from the outside. These units require cooler air outside to make a positive effect. However, these are easy to run and are cost effective to keep you home cool during specific parts of your day.

Managing your use of electronics and lights help to keep your home cool. But also help manage your electric efficiency. Make sure you turn off electronics and lights to conserve energy when you are not in a room or using the equipment. Closing blinds, draperies or other types of window coverings during peak sunny hours also helps to manage the heat coming in from the sun.

Anyway you choose when cooling your home, taking care of your equipment or managing your surroundings can be best practices. These best practices that brings efficiency and long term equipment lifespan.


Sell Your Home Fast with These Top Cosmetic Fixes

Cosmetic Fixes

By Guest Blogger, Tom Corliss

With the tough real estate market that we find ourselves in recently anything that you can do to help get your property sold faster and for more money helps. I have been helping people do just this for years now and here are some Cosmetic Fixes to Sell Your House Fast. Read More


Natural Cleaners for Natural Cleaning Infographic

Cleaning in today’s world requires us to use multiple products for all the different surfaces we have in our homes. Our granite counter tops require one cleaning solution. While our wood surfaces have a different solution. Oh and glass has yet another solution to use to clean it.    Read More


Sprucing Up your Outside Entryway

Outside Entryway

 

Outside entryways are a great way to quickly make a fantastic first impression with your guests. What does your entryway say about you? Do you have a glass door where you are welcoming people into your home easily? Or do you have a door that is a color to show your guests your fun side? Doors are a dramatic way to set the stage for an entryway and a starting point to sprucing up your outside entryway. A door can be big statement piece or simple designs that keep you protected.

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