Whether you are moving in the near future or just settled into a new home, an inventory list can be great to have on hand for your homeowner’s insurance. Many disasters are unpredictable. Should anything happen to your home, an inventory list makes it easier to claim the proper items as a loss and replace them. Here’s how to make your home inventory list for insurance.
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You sold your house and successfully navigated the home-buying process. The hard work is done, right? Not so fast!
Moving is tough, regardless of how near or far your new home is located. Packing boxes and transporting them from point A to point B can put your belongings at risk.
The secret to keeping your items safe is vigilance at every step. Here’s how to protect your belongings during a move.
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An inventory of your possessions could be very useful in the event of a fire, burglary, or natural disaster. It is a list of all the personal items you own and includes information about when you purchased each item, its price at the time of purchase, and any other identifying details (e.g. model or serial numbers).
Even though itemizing all of your possessions may seem like a daunting task, there are some tricks and short cuts you can use to complete your household inventory faster.
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If you are among the estimated 40% of people in the U.S. who maintain a collection of high-value items, chances are good you’re also among the many people who believe their prized collection is covered in the event of a loss.
But consider this: most personal property coverage with your homeowner’s insurance is a percentage of the value of your home (usually 50-70%), and insurers place limits on the reimbursement value of individual items. If the value of your collection exceeds that limit, you’re out of luck.
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Whether you’re decorating your very first home or are looking to spruce up your place, finding the right artwork can be a good investment for the future. Photographs, sculptures, paintings, textiles, and other artwork frequently appreciate in value over time.
To protect your cherished pieces, it’s important to display the artwork in a way that not only reflects its quality, but protects it from future damage. Here are four tips to best display and protect the art in your home.
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