Homeowner’s insurance is a “necessary evil” that comes with owning a home, especially if you have a mortgage.
You pay it every year, either as part of your mortgage or when the bill comes in the mail. But, God forbid, if you were to have a loss, would your policy be enough to cover what happened?
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Compared to all the time and effort that goes into buying a house or apartment, many homeowners tend to leave the question of insurance on the backburner. However, picking the right kind of coverage is crucial for safeguarding your assets in the case of a major disaster or burglary.
Additionally, if you’re going to be taking out a loan to purchase your new home, mortgage companies will require you to have some form of coverage.
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Shopping for home insurance can be frustrating.
First, there’s the actual cost involved. Rates can vary among companies…a lot.
And then of course, there’s the industry lingo that can be both confusing and obscure.
Did you know that your standard homeowner’s policy doesn’t cover you in the event that your home is damaged by floods?
This is true, even if you’re not situated in an area that’s prone to flooding.
Creating a home inventory is now a lot easier with HomeZada’s new Video Inventory Recognition. Every Space in the Inventory has a new Video tab where you can upload multiple videos for the specific room or area of your property. HomeZada’s mobile interface allows you to create a new video of a room and then upload it. Once it is uploaded, you can view the video directly within the HomeZada interface. Read More
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