As a homeowner with multiple properties, I don’t have to tell you that managing them can be quite a challenge. From maintenance and finances to communication and time management, there’s a lot on your plate.
Read MoreWhile snowbirds rush to their summer homes at the first sign of a wind chill, snow bunnies jump at the chance to spend the season engaging in winter sports.
To ensure a warm welcome and prevent unpleasant surprises, both types of seasonal homes need to be properly shut down.
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Running one house is difficult enough. You must maintain organization when you have two homes in two different regions of the country.
Fortunately, with a little preparation, your properties – as well as your life – can remain organized.
Read on for tips to staying organized when you own two homes.
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Your primary home insurance provides financial security by insuring your house, possessions, and assets. Homeowners’ insurance for a second home does the same.
The primary distinction is that second homes typically have higher home insurance rates due to a higher risk of claims.
The same coverage is included in homeowner’s insurance for second homes as for your primary residence, but due to the higher risk of insurance claims, vacation homes are typically more expensive to insure.
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The benefits of owning a second home are numerous. To begin with, it provides two locations for you to travel between (making life more interesting).
Furthermore, it enables you to simultaneously increase the equity in two properties (your residence and your investment property). Additionally, it can function as a cash-flowing asset when rented out temporarily.
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