Your home is one of the most expensive purchases you’ll ever make so the pressure of getting it right can make buying your first home even harder than it has to be.
Debt counselling or debt review is a method of debt settlement used by debtors who are struggling to pay their debts. In this, a professional counsellor assesses and analyses the outstanding debt’s of their client and tries to find the best debt settlement plan. This process involves talking to the creditors and negotiating the interest rate as well as the debt payment terms.
One thing people often fail to consider when planning their budget is the impact that a poorly managed refrigerator and freezer has on their food costs.