Do You Have Enough Insurance Coverage on Your Second Home?

Your primary home insurance provides financial security by insuring your house, possessions, and assets. Homeowners’ insurance for a second home does the same.

The primary distinction is that second homes typically have higher home insurance rates due to a higher risk of claims.

The same coverage is included in homeowner’s insurance for second homes as for your primary residence, but due to the higher risk of insurance claims, vacation homes are typically more expensive to insure.

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