We witnessed how the pandemic impacted all spheres of life. Practically overnight, every citizen and business faced a new and unpredictable challenge. However, for some people, COVID-19 is the time for big life decisions, and buying a house can be one of them. Even though the economic situation is uncertain right now, investing in a new property can be more affordable than it used to be.
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While there are no crystal balls to tell you the future, there are some important considerations to keep in mind before you invest in real estate as a first-timer. Here’s a look at some of the key factors to consider as you decide if you should invest in real estate.
First, it’s important to understand the principles of buyer’s and seller’s markets.
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Are you wondering, “How much house can I afford?”?The answer depends on your debt-to-income ratio (DTI), down payment, and other factors.
Being a homeowner isn’t just about choosing a house. You must also ensure that you can afford the monthly mortgage when it knocks on your door. By following the 28/36 rule, you will save money and ensure that you can afford the purchase.
Choose a home with an affordable monthly payment. Besides saving money, you will avoid the awkward position of having to sell every stick of furniture just to make ends meet.
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There are many milestones in every person’s life. One of those is moving from your parent’s house to your own. However, an efficient move is not easy because there are many considerations to think about. To help you make a smooth transition, check out this complete checklist for moving into your first home.
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Open houses…are they really effective?
Real estate agents swear by them, while others say they’re a waste of time.
Of course, it’s up to you as the seller to decide whether or not to hold an open house, but here are a few best practices to consider.
The “dos and don’ts” below reflect the experiences of countless sellers and their agents in a wide variety of markets, so as with any marketing effort…choose what will work for you!
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