When April 15th rolls around and income taxes are due, the last thing most people want to do is dig deep into their bank account to send lots of money to the taxman. The same is true when it comes time to pay property tax. Many homeowners think their annual assessment is something they must grin and bear, but here are 12 legal ways to lower your tax bill.
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Your home is a big part of your total net worth. Home related expenses are between 35 to 45% of your monthly income. You will likely buy and sell 4 to 5 houses in your lifetime. Knowing that the home is a huge part of your financial situation, where is all the money in your house going? And what are you doing to manage it? Let’s take a look at the five specific categories of house financials. Read More
If you’re a born spender should you just keep on spending and forget about the consequences?
Stephan Siegel at the University of Washington and Henrik Cronqvist of Claremont McKenna College seem to think so. Read More
By Guest Blogger, Liz Nelson
Many of us live beyond our means whether by accident or by choice. If you’re not paying attention to the amenities around you, it’s easy to get wrapped up in adding services and features to your way of life. Have you ever stopped and tallied up how much you spend per year for each of the creature comforts you enjoy? Have you asked yourself what your cost of living is and what it should be? Some of these can be quite expensive when you add them up. Some common household features include: Read More
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