As a homeowner, you don’t want to overlook the importance of keeping your valuables safe. Whether you’re concerned about antique heirlooms, beloved collectibles, high-value electronics, or all three, investing in security can help deter theft and keep you protected in the event that something is stolen. And of course, the first step is to make sure you add your valuables to your homeowners insurance policy so they’re covered if anything happens.
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Whether you are moving in the near future or just settled into a new home, an inventory list can be great to have on hand for your homeowner’s insurance. Many disasters are unpredictable. Should anything happen to your home, an inventory list makes it easier to claim the proper items as a loss and replace them. Here’s how to make your home inventory list for insurance.
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Open houses and showings are essential steps when selling your home. It gives prospective buyers a chance to see the property for themselves and, hopefully, imagine themselves living there so they’ll make an offer.
But opening your home to strangers can feel vulnerable. Even with lockboxes in place and supervision from realtors giving tours, you may worry about your items and valuables.
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An inventory of your possessions could be very useful in the event of a fire, burglary, or natural disaster. It is a list of all the personal items you own and includes information about when you purchased each item, its price at the time of purchase, and any other identifying details (e.g. model or serial numbers).
Even though itemizing all of your possessions may seem like a daunting task, there are some tricks and short cuts you can use to complete your household inventory faster.
Read MoreWhile millions of acres of US land are destroyed by wildfires every year, there are plenty of other natural disasters happening that homeowners need to prepare for.
Remember that some of these disasters’ “seasons” are changing due to the changing severity of the climate crisis. The traditional wildfire season used to last from May to October, but in recent years, devastating fires have broken out late in the year and even before the “official” season has started.
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