When buying your first home, you’ll be hearing a lot of “congratulations” and “isn’t it exciting.” However, what your friends and family may fail to grasp is just how bewildered and uncertain you may be feeling, not knowing what to do first.
To help you out, we’re bringing you a short list of items to invest in and items to save on when furnishing your very first home.
The U.S. as a whole has been experiencing a seller’s market, especially because the COVID-19 pandemic pushed 65% of sellers to hit pause on listing their home, resulting in even lower inventory.
In a seller’s market, it can be hard for buyers to win a home — much less at a decent price, as home prices are expected to continue to rise. But, there are a few tactics that can help you get an offer in and have the best chance of having it be accepted by the seller.
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When it comes to buying residential real estate, homeowners insurance plans are necessary. For one thing, the lender would require you to have coverage before you could close the deal. That way, they have protection. After all, until you pay off your mortgage loan, the lender owns the asset. So, it wants to do everything possible to avoid losing money.
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Now that you’ve decided it’s the right time to buy a home, it’s time to get started on the home-buying process! But don’t start house hunting just yet. Doing some prep work on the front-end will ensure your home search goes smoothly and can save you some major stress. And that prep work starts by searching for the best mortgage.
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You’ve decided that you want to buy a home, but you may wonder when it’s the best time to buy. The short answer to this question is easy — when you can afford to. But, if you already know purchasing a home can fit into your budget, you may be able to get a better deal or have more homes to choose from depending on the market.
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