How to Do a Home Inventory When Moving

How to do a home inventory when moving

Photo by Erda Estremera on Unsplash

Hiring a moving service can be a great help when moving, especially if you’re moving a long distance, but that doesn’t necessarily mean that everything will go smoothly.

In an effort to save both time and money, moving companies will often combine the contents of several customers’ homes at one time so they can drop things off as they travel from one location to the next.

This means there’s a chance that your belongings could end up in someone else’s home by accident.

A reputable moving company should tag and take note of all of your items before they leave your home. Then, once they arrive at your new location they should give you a list of the items they moved.

While this can help, the list won’t detail the items that you’ve packed inside of each bag or box. That’s why it’s smart to create a home inventory when moving.

Doing so will help you avoid the hassle and the potential loss of household items before calling the moving company to pick up your stuff.

Here are some other reasons why a home inventory for moving is a good idea:

  • ⬥ You can get a more accurate quote from the moving company.
  • ⬥ You’ll know how much homeowner’s insurance you need.
  • ⬥ You’ll immediately know when something is missing (making it easier to track where it might be).
  • ⬥ It can speed up the claims filing process.
  • ⬥ You can prove any losses to the IRS

How to easily do a home inventory before you move:

  • ⬥ Make copies of all important documents such as marriage certificates, birth certificates, wills, etc. Keep the originals with you when you move, and keep the copies with the rest of your household things.
  • ⬥ Make a record of what you own. Either use a video camera or your phone’s camera as you walk through your home and create an audio diary of your things.
    • Note: Open cabinets and drawers to help you get a complete record.
  • ⬥ Or, take still shots and add a detailed description to them including information such as:
    • ◇ When it was purchased
    • ◇ How much you paid for it
    • ◇ Serial numbers, manufacturer and model number
    • ◇ An estimate of its current approximate value

Note: if your insurance company took a detailed list of your belongings before insuring your things this is a good place to start.

Now that you have a list of your things make one or more copies and place them in separate locations such as on your person, in your vehicle, with a friend or family member, or even upload into the cloud.

go smoothly.

In an effort to save both time and money, moving companies will often combine the contents of several customers’ homes at one time so they can drop things off as they travel from one location to the next.


7 Factors to Consider When Choosing to Relocate

Photo by Honey Yanibel Minaya Cruz on Unsplash

If you’re considering relocating to another state your head is probably spinning right now thinking about everything that you need to do.

Relax.


While the preparations you need to make will vary depending upon your situation; renter vs homeowner, single vs family, etc…when you follow a process it will help make the move a little easier.

Unless you’re relocating to a particular city for work reasons, you may have a number of options to work through before deciding on where you’re relocating to.

1. Environment

Do you prefer a cooler climate where your allergies won’t make life miserable? Or do you shiver at the thought of mountains of snow and ice blanketing the landscape?

Mountain views or cityscapes?

Long, gloomy days and months spent indoors not only affect your mood and your ability to do things outside of your home they also impact your utility bills.

Search out information on wind, rainfall, and temperature averages in the areas you are thinking of relocating to. Check for areas prone to floods (e.g. Iowa), tornadoes, earthquakes, and hurricanes.

You’ll need this information when estimating how much insurance you’re likely to pay in the event you move to such an area.

While climate should be a consideration when planning a move keep in mind that thousands of individuals choose to live in areas prone to these types of events. It’s up to you to decide how much of a factor climate will play in your relocation choice.

2. Economics

Housing

Housing affordability is a major problem for many individuals. It plays a key role in determining not only whether or not someone can buy a home, but which home(s) can be purchased.

Check major real estate sites such as Zillow or Trulia as well as classified sites like Craigslist to get an idea of rents and/or home values in the area you’re considering.

In most cases, this single factor will narrow down the list of potential relocation areas.

Employment

Unless you’re relocating because of a job, once you’ve determined the area(s) you’d like to move to take a look at different job websites like Monster.com, Indeed.com, LinkedIn or even Craigslist to see what’s available.

Since incomes can vary by location (even for the same type of job) use websites such as glassdoor.com to get an idea what type of salary you can expect once you move there.

If you know with certainty when you’ll be in your new area you can start putting out your resume’ and making connections with people before you move to help speed up the process of finding a new position.

3. Health Care

What type of health care will be available when you move? Will your future employer cover your medical or will you need to pay for it out of pocket?

Do you need to be close to a physician or hospital because of an existing medical condition?

Finding a new general practitioner, dentist and other preventative care physicians can take time. While you could just pick someone from a list of approved health care practitioners, many people feel more comfortable choosing doctors based on personal testimonies.

Check hospital websites in the area you’re moving to for physician and clinic reviews and/or once you move, ask your co-workers, neighbors or family for recommendations.

4. Insurance and taxes

Look online at a number of different comparison websites for information about the average cost of insurance and taxes in the state you’re moving to.

Taxes to consider:

  • ⬥ Income tax
  • ⬥ Property taxes
  • ⬥ Sales tax

5. Cost of living

Other factors that play a part in the cost of living in an area include the prices of:

  • ⬥ Utilities
  • ⬥ Gas
  • ⬥ Groceries

Miscellaneous items such as appliances, furniture, used vehicles, recreational opportunities (e.g. local gyms) etc.

6. Livability

How close will you be to your job? The kids’ schools?

What about transportation? Do you need public transport? If so, this will be a significant factor in where you decide to live.

7. Community

Unless you’re a family of hermits, you’re going to be interacting with others in your new community.

Check forums such as city-data.com, areavibes.com, Craigslist, and others to help you learn more about the people living in an area.

You’ll also get tips on where to find the best seafood in town or what areas of town are more desirable than others due to amenities, crime, proximity to basic services, etc.

The U.S. Census Bureau is a good resource for finding areas where people are moving out of and into, which is a good indicator of the job market and quality of living in those areas.


How to Negotiate the Best Price as A Buyer

Roberto Nickson on Unsplash | How to Negotiate the Best Price as A Buyer

Navigating the home buyers market can be tough, especially when there are more buyers looking for homes than homes on the market.

But with the right strategy, it is possible to get the best price possible without breaking your budget in the process.


What to expect from a home inspection

What to expect from a home inspection

Photo by Andres Iga on Unsplash

You’ve found the perfect home…or at least you hope you have.

But before closing escrow, the smart move would be hiring a home inspector and either making your offer conditional upon inspection…or having an inspection done before you make a bid.