How Much House Can I Afford? It Depends!

How Much House Can I Afford? It Depends
Photo by Kindel Media from Pexels

Are you wondering, “How much house can I afford?”?The answer depends on your debt-to-income ratio (DTI), down payment, and other factors.

Being a homeowner isn’t just about choosing a house. You must also ensure that you can afford the monthly mortgage when it knocks on your door. By following the 28/36 rule, you will save money and ensure that you can afford the purchase.

Choose a home with an affordable monthly payment. Besides saving money, you will avoid the awkward position of having to sell every stick of furniture just to make ends meet.

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4 Things to Consider Before Purchasing Home Insurance

4 Things to Consider Before Purchasing Home Insurance

When it comes to buying residential real estate, homeowners insurance plans are necessary. For one thing, the lender would require you to have coverage before you could close the deal. That way, they have protection. After all, until you pay off your mortgage loan, the lender owns the asset. So, it wants to do everything possible to avoid losing money.

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How to Sell a Home with Foundation Troubles

How to Sell a Home with Foundation Troubles

Photo by Antonino Visalli on Unsplash

You’re finally ready to make a move.

You’ve found the perfect home that’s close to everything you need, but before you can buy it, you’ve got to get rid of the home you now own.

How to Make a Special Reading Nook for Your Child

How to Make a Special Reading Nook for Your ChildNow that the kids are back in school and your household routine is back to “normal”, your kids are probably already coming home with assigned reading tasks.

But with the constant allure of the television, computer and video games, it can be hard getting them to sit down and actually read their books. Read More