You have spent years paying off your mortgage. Maybe you can afford to buy a rental or vacation property. Or buy your trophy home and entertain family and friends. Or perhaps you need some home equity to pay for college tuition. Lots of home and real estate decisions to make.
A big part of your net worth is built into your primary home or multiple homes if you previously bought investment properties. The big question for you is “do you have visibility into what the net worth really is and what is the forecasted value of this key part of your retirement?” Read More
As a Generation Xers, your financial life gets a little more complicated. You start juggling more things and your time is compressed because you have multiple demands. You moved into a bigger house because of the kids. Maybe you start thinking about saving for retirement. You need a vacation. Your kids are expensive and want everything.
How do you balance all the competing financial demands? One method of staying in control is to segment the different key aspects of your finances. Consolidate your investments in one place to manage them. Have one system to manage your income, family bills and credit cards. Read More
You finally saved enough money for the down payment on a house. And you finally qualified for a mortgage. You researched and home shopped to find the right first home. You made an offer. And finally, you closed on your first big investment … a new home! Congratulations!
Now you are starting a 3 to 7 year cycle of owning and managing your first home. Where do you start? How do you maximize the value and minimize the ongoing expenses? What do you need to do to maintain this asset? How do you manage the improvements you make to the house? How do you avoid falling into the “money pit” trap where your house financially consumes you? Read More
Dry air is not just limited to one season. Whether it be summer or winter, we get exposed to both natural and artificial dry air. Primary effects of dry air are cracked lips, dry membranes and dry skin. If exposed to dry air while sleeping, it may result into sleepless and uncomfortable nights. Young children are often found to be suffering from a bloody nose during dry winters. Indoor air quality Read More
With 2016 behind us, we look back to look forward. So what did you tell us you liked about what the Zen of Zada offered you? According to you, these were your Zen of Zada favorites. What you all told us was that you were looking for great ways to save money on your home.
You were looking for energy efficiency and how to reduce costs of your bills. Posts like: Read More