How the Home Factors into Retirement and Estate Planning for Seniors

Home Factors into RetirementAs a senior, your home is a big factor in your life today and in planning for tomorrow. Some seniors want to downsize into a smaller home, and pocket some cash for retirement. Others want to renovate some aspects as they want to age-in-place. Some just like the security that their mortgage is paid off or nearly paid off and are looking forward to a reduction in expenses.

Whatever your situation is, there are three key areas of life where your home factors into retirement and has a big impact on decision making. Let’s dive into those areas. Read More

Three Important Steps to Take During a House Fire

house fireThis is a sad day for some people like Johnny Galecki of the Big Bang Theory. Johnny Galecki’s home in San Luis Obispo, CA burned in the night. It appears that the fire is contained and that he and other homes around him are safe. This is a relief!

When it comes to a house fire, there are some steps that you can take to stay safe and to protect your belongings. You never know when something like this can happen to you.  Read More

Boomers Can Maximize Net Worth with Real Estate Assets

new worthYou have spent years paying off your mortgage. Maybe you can afford to buy a rental or vacation property. Or buy your trophy home and entertain family and friends. Or perhaps you need some home equity to pay for college tuition. Lots of home and real estate decisions to make.

A big part of your net worth is built into your primary home or multiple homes if you previously bought investment properties. The big question for you is “do you have visibility into what the net worth really is and what is the forecasted value of this key part of your retirement?” Read More

How to Decorate your Office to Stay Productive

Decorate Your office

Setting up an office can be overwhelming, especially if it’s your first time. It’s almost impossible to anticipate which office supplies you’ll need in the future. This can be frustrating and may lead to making wrong decisions. Another scenario is when you’ve been at your workplace for a while and your office somehow has become an unpleasant environment over the years and you need to make it functional again. In any case, what you need is to set your priorities straight and create a list of three categories ‒ very important, important and not that important. Start off this way and it will be much easier. We are here to give some suggestions and help you organize and decorate your office. Read More

How Gen Xers Can Juggle All Their Home Finances

Gen XersAs a Generation Xers, your financial life gets a little more complicated. You start juggling more things and your time is compressed because you have multiple demands. You moved into a bigger house because of the kids. Maybe you start thinking about saving for retirement. You need a vacation. Your kids are expensive and want everything.

How do you balance all the competing financial demands? One method of staying in control is to segment the different key aspects of your finances. Consolidate your investments in one place to manage them. Have one system to manage your income, family bills and credit cards.  Read More