Are you contemplating refinancing your mortgage, but aren’t sure if it’s the right move? Some common reasons people do a refinance include:Read More
Are you wondering, “How much house can I afford?”?The answer depends on your debt-to-income ratio (DTI), down payment, and other factors.
Being a homeowner isn’t just about choosing a house. You must also ensure that you can afford the monthly mortgage when it knocks on your door. By following the 28/36 rule, you will save money and ensure that you can afford the purchase.
Choose a home with an affordable monthly payment. Besides saving money, you will avoid the awkward position of having to sell every stick of furniture just to make ends meet.Read More
It’s no secret…getting a mortgage to buy your dream home can be nerve-wracking!
There’s a lot of things that can go wrong; appraisal comes in too low, there are liens on the property that will take court action to resolve (e.g. unresolved interests in the property), termite damage, etc.
The many weekends you spent doing yard work until dark or the hours spent ripping down an entire room covered with wallpaper is paying off. Sweat equity has become home equity and this financial resource can be used in many ways. Experts at Unison explain why: Read More
Often times, when you buy a home, it’s not perfect. Fortunately, the magic of remodeling allows you to craft your current residence or a prospective property into your dream home. However, unless you’re flush with cash, you won’t be able to pay for your renovation project out of pocket. When faced with this dilemma, there are several ways for you to go about getting the funds. Read More