Most homeowners do not know the total annual cost to own their home. They don’t have a budget for insurance costs, property taxes, gas and electric bills, water and sewer costs, or other typical services like alarm costs, pest control, landscaping or cleaning cost. This causes financial uncertainty and stress in many homeowners lives.
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A 2015 study conducted by the National Foundation for Credit Counseling found that about one in four U.S. adults – most of them between the ages of 18 and 34 – miss paying their bills on time.
While the study doesn’t go into details about why these individuals missed their payments, it’s a good bet that organization…or rather the lack of organization…played a part.
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